Agriculture has long been the backbone of India’s economy, yet many regions remain trapped in low-productivity and financial distress cycles. The PM Dhan Dhaanya Krishi Yojana (DDKY), announced in the Union Budget 2025-26, is set to be a game-changer in India’s agricultural landscape. Aimed at boosting productivity in 100 low-yield districts, the scheme seeks to enhance irrigation facilities, facilitate credit access, and drive crop diversification. With 1.7 crore farmers expected to benefit, the program represents a critical push toward reducing regional disparities in agricultural output. DDKY is highly targeted, unlike previous broad-spectrum agricultural policies, focusing on districts that struggle with low cropping intensity, inadequate financial inclusion, and limited market access.Â
The program is designed around five core objectives: to enhance agricultural productivity, encourage crop diversification and sustainable farming, improve post-harvest storage infrastructure, strengthen irrigation facilities, and ensure the availability of long-term and short-term credit. While no separate budget allocation has been announced, funding is expected from various existing schemes under the Ministry of Agriculture and Farmers’ Welfare and the Ministry of Fisheries, Animal Husbandry, and Dairying, with potential allocation following formal cabinet approval. A key inspiration for DDKY comes from the Aspirational Districts Programme (ADP), which demonstrates how data-driven governance and localised implementation can drive meaningful progress. While ADP significantly improved health, education, and rural infrastructure, its impact on agriculture remained limited, and DDKY seeks to fill this gap.
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